Climate change and the prevention of barn fires are two important concerns for agricultural insurers today. Because they cannot answer these questions on their own, these insurers consult with the government, science and the Agricultural and Horticultural Organization of the Netherlands (LTO) from the Agricultural Platform of the Dutch Association. We also participate in the international network, the International Association of Agricultural Production Insurers (AIAG).
Current
Climate change
Comprehensive weather insurance
We periodically consult with the government and agricultural and horticultural organisations about the (subsidy) Scheme for Broad Weather Insurance. The government has removed an important barrier by scrapping the insurance premium tax on the 'Broad Weather Insurance' (21 percent).
Climate damage
But even more important is taking measures aimed at preventing climate damage to (farming) businesses. After all, insurance is the final piece of good risk management. We are therefore in talks with numerous organisations in the field of climate change. For example, on behalf of the Climate platform, we are participating with Wageningen University and Research and other parties in the Climate Adaptation Network Field Crops (KANO) study.
Climate adaptation
Would you like to know more about our activities in the field of climate (adaptation)? Go to the Climate theme page.
Barn fires
In order to further reduce the number of barn fires, and thus the number of animal casualties, fire prevention is and remains necessary. In order to continuously work on this, the Association, LTO Nederland, the Netherlands Fire Service and the Dutch Society for the Protection of Animals have drawn up the Action Plan for Fire Safe Livestock Sheds 2018-2022. This action plan was developed in collaboration with the Ministry of Agriculture, Nature and Food Quality (LNV) and the Ministry of the Interior and Kingdom Relations (BZK).
In addition, together with installation and inspection sectors, we have developed inspection methods with regard to electricity and solar panels. We are also working with the Netherlands Fire Service and the Salvage Foundation on better registration in which we not only keep track of numbers, but also want to better map out the causes of barn fires.
A farmer can also do a lot to keep the risk as low as possible. Read this checklist to find out how. Always have tips at hand? Print the infographic and hang the tips in the stable!
With all these initiatives and our expertise in the field of data and prevention, we, as an insurance sector, contribute to a reduction in the number of barn fires and animal casualties.
Webinar solar panels on stables
In the first quarter of 2022, ZLTO organised the webinar 'Solar panels: fire safety & risks'. Explanations are given about the construction, maintenance and risks of solar panels on barn roofs. You can watch the webinar here.
Indexes
Greenhouse Construction Index
We publish the greenhouse construction index every year. This index is used for the indexation of the insured value on insurance for greenhouses. The index contains three components: the
Greenhouse construction index including glazing, the greenhouse construction index excluding glazing and the index for the layout of the greenhouse.
Leaf Damage Tests
The Damage Prevention Committee commissions annual foliar damage tests to ensure clear damage tables. The aim of the trial is to determine the effects of leaf damage on the payout weight of certain crops. For the years 2020 to 2023, and 2024 if necessary, the test crop is starch potatoes.
Publications
Publications of the Association
- PV System Prevention Brochure
- How do you prevent a barn fire?
- Checklist barn fires (printable)
- Greenhouse Construction Index 2021 (members only)
- Greenhouse Construction Index 2022 (members only)
- Greenhouse Construction Index 2023 (members only)
- POV Brochure: Drying, Heating and Cooling of Harvest Products
- POV brochure: Thatched roofs and limiting damage from fire, water and storms