The activation process for customers with unit-linked insurance has been completed. All insurers involved have achieved the required score of 100 percent.
This is evident from the final overview below that the Association has published today about the efforts of insurers to encourage consumers to make a choice about their unit-linked insurance. The overview contains the results of the final audit as at 31 December 2017 that the AFM published today. This final inspection concerns the category of other unit-linked insurance policies. Below you will also find the state of affairs with regard to the categories of mortgage-related and pension-related investment insurance and non-accrual policies. In those categories, the required score was already achieved earlier.
Click here for the AFM press release
Click here for the letter to Parliament from the Ministry of Finance
Other unit-linked insurances
(as of 31-12-2017) click here for the scores per 30-09-2017
Insurer | Result (vulnerable) |
Result (less vulnerable) |
a.s.r. (including former Generali) | 100% | 100% |
ABN Amro Life Insurance | 100% | 100% |
Achmea Hotels (Avéro Achmea; Central Management; FBTO; Interpolis) |
100% | 100% |
Aegon | 100% | 100% |
Allianz Hotels | 100% | 100% |
Brand New Day | N/a. | N/a. |
Bnp Paribas | 100% | 100% |
Conservatrix | 100% | 100% |
The Gouda | 100% | 100% |
Dutch Prosperity | 100% | 100% |
Leidsche Insurance Company | 100% | 100% |
Loyalis | 100% | 100% |
Nationale-Nederlanden (including former Delta Lloyd) | 100% | 100% |
Pggm | 100% | 100% |
Reaal | 100% | 100% |
Robein | 100% | 100% |
Scildon (formerly Legal & General) | 100% | 100% |
VvAA | 100% | 100% |
Mortgage-related unit-linked insurance
(as of 31/12/2017) click here for the scores as of 31/12/2016)
Insurer | Result |
a.s.r. (including former Generali) | 100% |
ABN Amro Life Insurance | 100% |
Achmea (Avéro Achmea; Central Management; FBTO; Interpolis) | 100% |
Aegon | 100% |
Allianz Hotels | 100% |
Brand New Day | N/a. |
BNP Paribas | 100% |
Conservatrix | 100% |
The Gouda | 100% |
Dutch Prosperity | 100% |
Leidsche Insurance Company | 100% |
Loyalis | 100% |
Nationale-Nederlanden (including former Delta Lloyd) | 100% |
Pggm | N/a. |
Reaal | 100% |
Robein | 100% |
Scildon (formerly Legal & General) | 100% |
VvAA | 100% |
Pension found unit-linked insurance
(as of 31-12-2017)
Insurer | Result (very vulnerable) |
Result (vulnerable) |
Result (less vulnerable) |
a.s.r. (including former Generali) | 100% | 100% | 100% |
ABN Amro Life Insurance | 100% | 100% | 100% |
Achmea Hotels (Avéro Achmea; Central Management; FBTO; Interpolis) |
100% | 100% | 100% |
Aegon | 100% | 100% | 100% |
Allianz Hotels | 100% | 100% | 100% |
Brand New Day | 100% | 100% | 100% |
Bnp Paribas | 100% | N/a. | 100% |
Conservatrix | 100% | 100% | 100% |
The Gouda | 100% | 100% | 100% |
Dutch Prosperity | 100% | 100% | |
Leidsche Insurance Company | 100% | 100% | 100% |
Loyalis | 100% | 100% | 100% |
Nationale-Nederlanden (including former Delta Lloyd) | 100% | 100% | 100% |
Pggm | 100% | 100% | |
Reaal | 100% | 100% | 100% |
Robein | 100% | 100% | 100% |
Scildon (formerly Legal & General) | 100% | 100% | 100% |
VvAA | 100% | 100% | 100% |
Non-constructive unit-linked insurance
(as of 31/03/2017)
Insurer | Result |
a.s.r. (including former Generali) | 100% |
ABN Amro Life Insurance | 100% |
Achmea (Avéro Achmea; Central Management; FBTO; Interpolis) | 100% |
Aegon | 100% |
Allianz Hotels | 100% |
Brand New Day | N/a. |
Bnp Paribas | 100% |
Conservatrix | 100% |
The Gouda | 100% |
Dutch Prosperity | 100% |
Leidsche Insurance Company | 100% |
Loyalis | 100% |
Nationale-Nederlanden (including former Delta Lloyd) | 100% |
Pggm | N/a. |
Reaal | 100% |
Robein | N/a. |
Scildon (formerly Legal & General) | 100% |
VvAA | 100% |