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Employees of insurers have access to additional information with an account .
The Association makes the Contents Index and Reconstruction Value Meter available to insurers. The use is non-binding: insurers are free to use other indices or methods.
Index of household effects
Contents Index 2024
SEO calculated the contents index on behalf of the Association on the basis of data from Statistics Netherlands. Each year, the established index of the past year is translated into the index for the coming year. This adjustment is standardised and makes use of the forecast price and quantity development of consumer households for the current year. The index takes into account the price and volume development of private incomes. This means that changes in value, other than due to price changes, are also included.
The new index for determining the value of the contents has been set at 177.1 this year (2023: 182.1). The corresponding amount per point for the contents value meter is € 1,257.79. The lower outcome of the index compared to 2023 is due to the fact that the Netherlands Bureau for Economic Policy Analysis (CPB) had estimated it too high for 2023. This estimate turned out to be incorrect and has been corrected for the 2024 index.
The base year of the index is 1993 (=100).
|
2024 |
177,1 |
|
2023 |
182.1 |
|
2022 |
155,7 |
|
2021 |
138,5 |
|
2020 |
147,9 |
|
2019 |
148 |
|
2018 |
142,7* |
|
2017 |
137,3* |
|
2016 |
141,4* |
|
2015 |
146,5* |
|
2014 |
145,3* |
|
2013 |
149,4* |
|
2012 |
150,7 |
|
2011 |
152,4 |
|
2010 |
149,8 |
|
2009 |
146,0 |
|
2008 |
141,0 |
|
2007 |
140,9 |
|
2006 |
141,6 |
|
2005 |
142,1 |
|
2004 |
137,3 |
|
2003 |
130,8 |
|
2002 |
125,2 |
|
2001 |
120,5 |
|
2000 |
116,3 |
|
1999 |
112,9 |
* Calculation by the Dutch Association of Insurers (2017).
Reconstruction Value Meter Homes
The Reconstruction Value Meter for Homes is a useful tool for insurers and insurance advisers. This allows them to quickly and easily determine the average rebuild cost of standard types of housing. The rebuild value is the amount that an insured person needs to rebuild a home – if it were to be totally lost – in the same condition and according to current building requirements.
Every year, the Dutch Association of Insurers updates the meter on the basis of the reconstruction costs applicable at that time. An independent technical consultancy provides data for this. The calculation is not based on the current daily prices. After all, these prices are influenced by fluctuations in the economy. That is why the Association for the Reconstruction Value Meter is based on the structural cost development. For this reason, we advise insurers to provide the customer with guarantees against underinsurance when using the reconstruction value meter.
The Reconstruction Value Meter is not intended for consumers. The insurer or adviser must fill in the form.
Reconstruction Value Meter 2024
You can use the Reconstruction Value Meter Homes 2024 until 31 December 2024.
Download the Reconstruction Value Meter Homes 2024
Rebuild Value Meter 2023
You can use the 2023 Reconstruction Value Meter for Homes until 31 December 2023.
Download the Reconstruction Value Meter Homes 2023
Rebuild Value Meter 2022
You can use the 2022 Reconstruction Value Meter for Homes until 31 December 2022.
Download the Reconstruction Value Meter Homes 2022
Reconstruction Value Meter Homes 2021
You can use the 2021 Reconstruction Value Meter for Homes until 31 December 2021.
Download the Reconstruction Value Meter Homes 2021
Reconstruction Value Meter Homes 2020
You can use the 2020 Reconstruction Value Meter for Homes until 31 December 2020.
Download the Reconstruction Value Meter Homes 2020